Third party liability surfing and traveling in South Sumatra
This might be the most important information you need to understand when visiting the Krui area of Wild West South Sumatra. This article is applicable to any type of accident where a local is injured or their property damaged.
The law of the jungle
Speak to "outsiders" Indonesian or foreign about their accident experiences in Lampung and they will all say it's the law of the jungle
. Legal representation denied, at fault locals demanding damages. You might feel like your in the American Wild West of the 1800's.
The truth is Pesisir Barat is far far away from the legal system you are familiar with and you shouldn't expect a solution that seems rational to you. The sooner you accept and work with that reality the better off you will be.
Stereotyping
Most local Indonesians believe every foreign tourist is rich. This stereotyping will almost definately lead to a more difficult and expensive situation.
Hati Hati (careful careful).
You can't be careful enough. Eventually the laws of probability will get you. You can however take some precautions
While surfing
There are a lot of beginner Indonesian surfers out in conditions beyond their capabilities. Most are unaware or ignore surfing's safety rules and their macho attitude's a danger to you and themselves. Avoid surfing around these locals, if you injure them while surfing they'll hold you 100% legally liable.
In 2017 the cost of running down a local chicken was AUD $100 and AUD $25,000 for a not at fault scooter accident. One can only imagine the liability claim on a hospitalised family member. From what we've witnessed you won't be talking your way out of such a situation nor leaving the area until liability claims have been settled.
Out on your scooter
It only takes a few minutes watching the chaotic Indonesian traffic zipping by to know driving any vehicle in Indonesia is dangerous. What's alarming is, that in Pesisir Barat an outsider will usually be held liable even if they didn't cause the accident.
Do I need a drivers licence?
Don't believe anything your accommodation owner or motorcycle hire tells you. It's illegal for a foreigner to drive a vehicle in Indonesia without a vaild International Drivers Licence. If you're in an accident and you don't have a IDL you will be in for an extremely scary, unpleasant and expensive experience.
Travel Insurance
Find comprehensive travel insurance that specifically covers 3rd party liability for all the activities you will be involved in.
The Bottom Line
These words of advice from an Indonesian friend are worth remembering "You are not in Jakarta."
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